Can I afford it?Know before you commit.

The cash you need upfront, your real monthly payment and the heaviest year of a payment plan. Cash, bank mortgage and developer plan, side by side.

Nothing you enter is stored or shared. It stays on this page.

What do you want to know?
Your money

Monthly figures for your household, after tax.

The home
Running costs and extras
Costs you don't know yet
We show these as unknown, never as zero.
Bank mortgage optional

Enter the rate your bank quoted you. We don't guess rates or decide eligibility.

Developer payment plan optional

From the developer's price sheet. Leave years empty to skip.

Your numbers appear here.

Start with your income, savings and monthly payments. Every figure updates as you type.

  • Cash needed upfrontagainst your savings, after your reserve
  • The heaviest 12 monthsnot just an average instalment
  • Stress testsif income falls or costs rise

An estimate from the figures you entered, not a financing offer, an approval or advice. Banks and developers decide eligibility and terms. Calculation version 1.0.

We pass your name and number to this agent and keep a record, so you're never left without an answer. Privacy